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Sail Loot Podcast 063: Sailing With FIRE on Luna Sea with Mark and Jennifer

By on September 28, 2018

The financial “movement” being dubbed FIRE – Financial Independence Retire Early – was an acronym that was unknown to Mark, Jennifer, and yes, even budding financial zealots such as myself. Somehow, over the last few years, we’ve all seemed to use some of the FIRE principles even though we didn’t know what they were.

Mark and Jennifer have been preparing for a post-cubicle life of traveling for some time. While Mark was stationed overseas for work they figured out that they really didn’t need all of the STUFF that they had accumulated to live a happy life. When they got raises, they figured out that they could live comfortably by stashing the extra money that they made instead of using it to purchase more stuff that they didn’t actually use.

By downsizing, saving, and having a few rental properties that generate a little income on a monthly basis, Mark and Jennifer have been able to “retire” early and set sail on S/V Luna Sea. Enjoy the episode!!!

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S/V Luna Sea Sailing

2017 Boat Show Crew

Mark at the Helm

Luna Sea at Anchor in Grenada

A Few Things You’ll Learn about the Luna Sea crew:

  • The difficulties of volunteering with relief efforts when locals need work
  • Lack of timeliness combined with the logistics of obtaining a wifi or cellular connection
  • It’s all about travel
  • When was the first time they sailed? The sea trial for Luna Sea of course!
  • How Mark and Jennifer learned to sail.
  • Purchasing Luna Sea. 2002 Beneteau 393
  • Why they decided to get a loan to purchase Luna Sea when they didn’t need to
  • Mark and Jennifer’s day jobs while they were living on land
  • Are they retired?
  • Their budget
  • Figuring out if your boat is ready for cruising
  • Where to have work done in the Caribbean. What islands are be best for particular types of work?
  • Downsizing and why they chose to do it.
  • F.I.R.E – Financial Independence Retire Early
  • Their health insurance plan.
  • Getting wifi/cellular service throughout the islands.
  • Weather access
  • And much more!

Links and Resources from this episode:

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TeddyJ

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About Teddy

I am a 37 year old that just wants to find a way to make a remote income, gather some Sail Loot and cruise the world! I have been sailing for a couple of years now, but mostly on 10 day trips as vacationing crew. I just recently took sailing to the next level by completing my Basic Keelboat, Basic Cruising, and Bareboat Cruising Certifications! I am also Vice President of a Medical Consulting Company, have a Mechanical Engineering degree from Georgia Tech, and have taken several Coding, Computing, and Online Business courses. It's time to share what I have learned!